What are the minimum eligibility criteria for a HSBC Home Loan?
The minimum income criteria is $30,000 p.a. and $24,000 p.a. for private property and HDB respectively. The eligible age criteria is between 21 to 65 years of age.
You can apply at any HSBC branch located island wide or call our 24-hour HSBC Hotline on
1800 – HSBC NOW (4722 669) in Singapore or (65) 6-HSBC NOW (4722 669) from overseas.
How do I do prepayment or partial repayment for existing loan?
You need to give at least 1 month or 3 months notice for partial repayment
depending on the terms stated in your Letter of Offer. Otherwise, you will have
to pay interest in lieu of notice. Please send your written instructions to:
HSBC Limited
Singapore Operations Centre - Credit Operations
60 Alexandra Terrace
The Comtech, #04-02, Lobby A
Singapore 118502
For prepayment using cash f you are paying by cash, please maintain sufficient funds in the loan servicing account by the partial repayment date.
For prepayment using CPF
If you are paying by CPF, please fill up CPF Form 4B (for private properties) or HBL3 (for HDB) and submit to HSBC for endorsement. You can download the forms from www.cpf.gov.sg.
You will need to seek approval from the bank to make changes to your monthly instalment. Please include details of your account number and changes to be made to the monthly instalment amount and send the request to:
HSBC Limited
Singapore Operations Centre - Credit Operations
60 Alexandra Terrace
The Comtech, #04-02, Lobby A
Singapore 118502
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