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Plan for your retirement
Step 1: Ensure your savings are adequate
If you intend to rely on your Central Provident Fund (CPF) savings to last you throughout your retirement, you may face a shortfall down the road.
 Current minimum retirement saving S$99,600*
 Monthly payout S$790*
S$790 may not be sufficient for a more indulgent lifestyle.
 
Statistics reveal that an average household spends approximately $3,700# per month, of which basic living expenses like food, transport and communications and utility bills account for a significant portion. Without proper planning, coupled with the effect of inflation, these expenses may be more than what you anticipate after you retire.
 
Step 1: Ensure your savings are adequate
Step 2: Ensure that your medical protection is suficient
 
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Click here to read important notes.
Did you know?
Women should begin to take retirement planning seriously as they have longer life expectancies - women outnumber men by 20% in the 65-years old and above age band.

Source: Singapore Department of Statistics
Future of Retirement
Find out what Singaporeans think in HSBC Future of Retirement global research on attitudes towards ageing and retirement.
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