People around the world think that being able to choose and control their lifestyles, not money, help define the quality of later life. The key to achieving freedom is preparation, in all its forms. In addition, people believe it is their own responsibility to fund their retirement.
 
"Individuals should bear most of the financial costs of their retirement"
Singaporeans feel strongly about the need to be individually prepared. More so than most of their peers globally.
 
   
  Yet, 42% of Singaporeans have not even started saving for retirement. Globally, 53% have not done so.