You may have heard about the power of compounding. Simply put, compounding is about earning interest upon your interest (or re-investing your returns) and this can accumulate to a significant amount over time. So, the earlier you start investing, the better. Make an effort to invest when you are at the prime of your life since you have a big advantage of having time on your side.
Assume Judy and David invest S$10,000 each, and the investment has a rate of return of 5% annually.
By starting 10 years earlier, Judy’s returns were
63% higher* than David’s.
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