I want to start investing but how do I begin?
Consider your objectives and how long you intend to hold on to your investments. If you have a long time horizon, say more than 10 years, you may have more opportunities to invest in higher risk investments as you will have more time to ride out market fluctuations. However, you should be aware of your tolerance of risk before you invest.

How much should I invest?
Invest what you can afford after assessing your current financial situation. If you have just embarked on your working career and have not accumulated a lump sum of money, consider investing small amounts on a regular basis. Your investments can grow to a significant sum over time.

Why should I invest in unit trusts?
Unit trusts offer several advantages. Based on their size, they are able to invest in a diversified portfolio of local and foreign stocks, bonds or currencies. As an individual investor, you may not have sufficient funds to invest across such a wide range of assets.

In addition, unit trusts are managed by investment professionals who have the expertise and resources to monitor and track different markets around the world.

Unit trusts are affordable. You can start investing with just a small sum of money.

Is there a right time to sell my investments?
Some of us may find it hard to sell our investments. If your investment performs well, you would be tempted to hold on to it. But if it fares poorly, selling it would mean realising your losses.

If you have set a target for your portfolio, say a rate of return of 6% per annum over two years, it may be wise to take some profit when your target is achieved. Consistently review your investments. Your financial situation can change and your investments should change to suit your current needs.